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  • Monday, January 19, 2026: All MCT Offices will be closed for the Martin Luther King Jr. Federal Holiday.
  • Kick off the New Year by taking control of your financial health and earning a free gift!* Click here for full details.

Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Federal Deposit Insurance Corporation FDIC Insured - Backed by the full faith and credit of the U.S. Government.

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Featured CD RATES

CD rates are changing fast, and MCT is offering THIS for a limited time. Come in today to secure your rate.

Effective OCTOBER 1, 2025: 5-Month CD: 3.30% APY*

* APY = Annual Percentage Yield. $5,000 minimum balance required to obtain APR. A penalty may be imposed for early withdrawal. Rates are effective as of October 1, 2025 and are subject to change. Visit www.mct.bank/rates for current rates or call 877-325-2265

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