FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FEATURED CD RATES
8 or 13 Month CD & IRA: 3.50% APY *
$10,000 New Money Required 1
8 or 13 Month CD & IRA: 3.25% APY *
No New Money Required 2
* APY = Annual Percentage Yield. $10,000 minimum balance required to open and obtain the stated APY.
¹ $10,000 in new money required. New money is defined as funds not currently on deposit at MCT.
² No new money required.
A penalty may be imposed for early withdrawal. Fees could reduce earnings. Rates effective March 10, 2026 and subject to change without notice. Advertised APYs apply to both standard CDs and IRA CDs. IRA CDs are subject to IRS eligibility requirements and annual contribution limits. Withdrawals prior to age 59½ may be subject to IRS tax penalties in addition to applicable bank early withdrawal penalties. Consult a tax advisor. Visit mct.bank/rates for current rates or call 877-325-2265.