Start the Year Financially Fit With MCT!
Kick off the New Year by taking control of your financial health. Explore tools, tips, and resources designed to help you budget smarter, build your savings, and make confident decisions all year long.

Existing MCT Customers can also refer a new customer and get a free gift, while supplies last!*
See Rules for details.

Financial Wellness Assessment
Click here to complete our all-in-one financial wellness coach to guide you toward achieving your financial goals! Estimated length: 12 minutes

Credit Score
Staying on top of your credit score has never been easier. With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education all within MCT’s online or mobile banking! Learn more

Budgeting: 50/30/20 Rule
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a budget that’s easy and effective. Learn more

14 Ways to Cut Household Expenses
Changes to the economy, your situation, or your goals may prompt you to take a look at your budget for opportunities to save. Start here
Offer Details:
* Offer valid January 1–31, 2026, or while supplies last. Limit one promotional gift per customer (primary account holder only), approximate value $50.00. Gift options include either a “WaterH 32 oz Smart Water Bottle” (smartphone excluded) or a Pickleball Set containing 2 paddles and 1 ball.
To qualify, new customers must complete Mauch Chunk Trust Company’s free financial wellness assessment (online at mct.bank/fitness or in-branch) and open any new MCT deposit account during the promotional period. No minimum balance required. Proof of financial wellness assessment completion is required at account opening (printed certificate or digital photo accepted). Offer not valid on prior deposit account openings.
New customers are individuals who have not held a MCT checking or savings account within the past 12 months. Customers with only a single certificate of deposit (CD) during that time are still considered new customers.
Existing MCT customers may also qualify to receive a promotional gift by referring a new customer who meets all promotional requirements and identifies the referring customer at the time of their new account opening.
Gift will be provided at account opening once eligibility requirements are met, while supplies last. No substitutions. Offer may be modified or discontinued at
any time.
Employees of Mauch Chunk Trust Company are not eligible for this promotion.
The value of the promotional gift may be reported as interest income and may be subject to IRS Form 1099-INT. Consult your tax advisor.