Privacy Policy

These days, your privacy is more important than ever. At MCT, we strive to insure your personal information stays personal.

This privacy notice will explain how we handle and protect your personal information. By taking just a few minutes to review this notice, you’ll better understand how seriously we take this responsibility. Once you do, you’ll be glad you put your trust in us!

Rev. 11/2010

Facts	What does Mauch Chunk Trust do with your personal information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and incomeAccount balances and payment historyCredit history and credit scoresWhen you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mauch Chunk Trust Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Mauch Chunk Trust Company share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes- information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness	No	We don’t share
For non-affiliates to market to you	No	We don’t share

Questions?	Call 570-325-2265, toll-free 877-325-2265 or visit www.mct.bank

What we do
How does Mauch Chunk Trust Company protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Mauch Chunk Trust Company collect my personal information?	We collect your personal information, for example, when youOpen an account or deposit moneyPay your bills or apply for a loanUse your credit or debit cardWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit onlysharing for affiliates’ everyday business purposes – information about your creditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to youState law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.Mauch Chunk Trust Company has no affiliates
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.Mauch Chunk Trust Company does not share with non-affiliates so they can market to you
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Mauch Chunk Trust Company doesn’t jointly market