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MCT’s Student Digital Banking
The perfect financial companion for students aged 14 to 24 years old.
THE MCT MOBILE APP takes digital banking to the next level, offering a user-friendly interface that allows you to:
✔ Check your account balance
✔ Monitor expenses with push & text alerts
✔ Easily manage your debit card
FREE CONTACTLESS DEBIT CARD that works with all these:
✔ Apple Pay, Google Wallet, Samsung Pay, Venmo, Cash App, Pay Pal and more
Student Digital Banking features:
- Parent or guardian required when the primary account owner is between the ages of 14 and 17.
- $10 minimum deposit to open
- The MCT mobile app takes online banking to the next level, offering a user-friendly interface that allows students to check their account balance, monitor expenses, and set savings goals on the go.
- Free MasterCard Debit Card that works with all of these: Apple Pay, Google Wallet, Samsung Pay, Venmo, Cash App, Pay Pal.
- Unlimited transactions at MCT ATMs, and no MCT fees for ATM transactions at other financial institutions! *
- MCT Student Digital Banking uses state-of-the-art security features, including transaction alerts, and the ability to instantly lock or unlock the debit card through the mobile app.
- No minimum balance requirement and the $15 monthly service fee will be waived until the age
of 25 ** - Free Direct Deposit
- Free e-statements
- Access our financial education/literacy content offering interactive financial education resources, from budgeting tips to guides on building credit responsibly and more.
Overdraft privilege is not available on MCT Student Digital Banking.
* Other financial institutions may charge their own ATM fees for users.
**When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.
The account can be converted to one of our other checking accounts offered at that time, upon request.