Disclosures: Topics

Website Terms of Use

BEFORE USING THIS WEBSITE, PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.

Illegal Use
Unauthorized use of Mauch Chunk Trust Company’s website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.

Website Content
Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.

Not all products and services advertised on this website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.

This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our office locations.

Linked 3rd Party Sites
Mauch Chunk Trust Company maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. Mauch Chunk Trust Company does not control linked third party sites. When you click on links to third party sites, you will leave our website and will be redirected to another site. Linking to other third party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. Mauch Chunk Trust Company is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Mauch Chunk Trust Company and are not insured by any governmental agency such as the FDIC.
Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party sites, please contact the third party directly.

Investment Products
We provide a Wealth Management link which offers products such as stocks, bonds, mutual funds, and annuities. Securities and advisory services offered through Cetera Advisor Networks LLC, Member FINRA/SIPC, an independent broker/dealer, and are:
• Not deposits
• Not insured by FDIC or any other government agency
• Not guaranteed by the financial institution
• Subject to risk, may lose value
• Unless otherwise indicated, investment products offered through Mauch Chunk Trust Company are subject to risks.

Use of Information Submitted Through the Website
Any communication or material that you transmit to us through this website or through electronic mail may be used only by Mauch Chunk Trust Company for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of Mauch Chunk Trust Company; this information will only be used internally for the purpose intended or as allowed by law.
Mauch Chunk Trust Company shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and Mauch Chunk Trust Company shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Mauch Chunk Trust Company responsibilities and obligations to customers in accordance with our privacy policy.

No Warranties
Any dated information on this site is "As Of" its date only. We will use every reasonable effort to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.
All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided "AS IS", "AS AVAILABLE" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.

Limitation of Liability
Mauch Chunk Trust Company will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Mauch Chunk Trust Company has been advised of the possibility of such damages.
FURTHERMORE, Mauch Chunk Trust Company will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Mauch Chunk Trust Company WILL ALSO NOT be liable for any other problems you experience due to causes beyond our control. No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Mauch Chunk Trust Company.
Governing Law - This agreement shall be governed by and construed in accordance with federal statutes and the laws of the State of Pennsylvania.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Additional Terms
Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.

Copyright
The contents contained within this web site are the property of Mauch Chunk Trust Company. Users are prohibited from modifying, copying, downloading, publishing, or transferring without permission of Mauch Chunk Trust Company.

Calculators

Calculators are provided as a free service to our users. No guarantee, explicit or implied, is made regarding their accuracy or suitability to a specific purpose. The result of any calculation should not be taken as a statement of one's credit-worthiness, but rather a general guideline of industry practices. Furthermore, calculation results are not to be construed as an offer to extend credit, under any terms, to any individual. The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

ADA Compliance

The site strives for compliance with all Priority One (Level A) requirements, as well as most Priority Two (Level AA) requirements, as set forth in the World Wide Web Consortium's recommendations for web content accessibility guidelines at http://www.w3c.org/WAI/. It is our goal to comply with the Americans with Disabilities Act in that it is navigable and viewable by non-graphical, text-only browsers. Please contact the Marketing Department by telephone at 877-325-2265 or via our contact form online immediately with information about any page of our site which does not meet our goal. Although there are PDF documents on this site, they are accessible in a text-only format by using Adobe Acrobat Reader®, a free PDF converter tool is available. Simply enter the URL address of the PDF you'd like to convert to a text-only format, and the Adobe Converter will do the rest.

Patriot Act: Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

FDIC Insurance

As a member of the Federal Deposit Insurance Corporation (FDIC), Mauch Chunk Trust Company insures our customers’ deposits up to $250,000 for each account ownership category. Deposit accounts include Checking, Savings, Money Markets and Certificates of Deposit.

FDIC coverage does not protect stock or bond investments, mutual funds, annuities, contents of safe deposit boxes or U.S. Treasury bills, bonds or notes.

Learn more about how you're protected

Use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) to learn how your individual accounts are protected.